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Wise Card

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The Wise Card lets you hold and spend in multiple currencies at the real exchange rate, ideal for freelancers and travelers.

Pricing

Standard

USD 0/one-time

  • Multi-currency balances
  • Low conversion fees

Pros

  • + Real mid-market exchange rate
  • + Great for freelancers and travel
  • + Transparent fee structure

Cons

  • - No credit line, debit only
  • - Some currency conversions still cost a small fee

FAQ

Does Wise use the real exchange rate?

Yes, Wise is known for using the real mid-market rate plus a small fee.

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